• Applicable to all customers aged above 18 years old.
• Applicable to ONLY Tomei KLCC Twin Tower Gold Wafers with minimum worth of RM3,000 and above.

Custody service is available 1% per annum.

Yes, it will affect the total value of the gold investment but not the amount customer paid.

The main differences are:

• Zero installment Fee;
• No credit limit check;
• No storage fee and storage concerned during the installment plan;
• Customers can liquidate or redeem their gold anytime during the plan (subject to its T&C).

• Nothing is safer than the gold is on your neighborhood, i.e., not elsewhere but at Tomei’s branches near customers. Customers can take possession of the gold any time at our branches subject to full settlement of the plan and the Grace Period for the delivery arrangement. In Thailand, investor prefer to buy or invest fold with the trusted Jewellers over the bank due to the above reason.
• No conversion fee and no conversion to physical gold is required. Customers are investing or buying our physical product directly, KLCC wafers. For those gold savings account offered in the market; customers are required to convert it to physical gold. A high conversion fee will be charged and it is subject to its availability.
• No extra cost and upfront full payment is required for signing up EzGold Plan and pay by installment but subject to one off admin fee (waive during first 3 months after launching). Generally, bank/retailer charge 0.5% – 3% for buying bullion products under 1-year installment plan.
• No storage Fee or insurance charge and security issues during the EzGold Plan. For safe deposit box, bank generally only liable up to RM10,000 for any one-unit disregard to its size in the event of loss unless customers take up extra insurance coverage. Therefore, it is not advisable to keep high valued items in safe deposit box unless additional insurance is arranged and paid. Therefore, signing up EzGold Plan with Tomei is a good option.
• Buy back guarantee even during the EzGold Plan.